{"id":105,"date":"2026-04-10T19:32:23","date_gmt":"2026-04-10T19:32:23","guid":{"rendered":"https:\/\/bharatnamanews.com\/?p=105"},"modified":"2026-04-10T19:33:59","modified_gmt":"2026-04-10T19:33:59","slug":"digital-rupaya-kya-hai-upi-crypto-se-kaise-alag-hai","status":"publish","type":"post","link":"https:\/\/bharatnamanews.com\/en\/digital-rupaya-kya-hai-upi-crypto-se-kaise-alag-hai\/","title":{"rendered":"\u0921\u093f\u091c\u093f\u091f\u0932 \u0930\u0941\u092a\u092f\u093e \u0915\u094d\u092f\u093e \u0939\u0948 \u0914\u0930 \u092f\u0947 \u092f\u0942\u092a\u0940\u0906\u0908 \u0914\u0930 \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u0938\u0947 \u0915\u0948\u0938\u0947 \u0905\u0932\u0917 \u0939\u0948?"},"content":{"rendered":"

\u0921\u093f\u091c\u093f\u091f\u0932 \u0930\u0941\u092a\u092f\u093e (Digital Rupee) \u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0926\u094d\u0935\u093e\u0930\u093e \u091c\u093e\u0930\u0940 \u0915\u0940 \u0917\u0908 \u090f\u0915 \u0921\u093f\u091c\u093f\u091f\u0932 \u0915\u0930\u0947\u0902\u0938\u0940 \u0939\u0948, \u091c\u093f\u0938\u0947 CBDC \u092f\u093e\u0928\u0940 Central Bank Digital Currency \u0915\u0939\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0938\u0930\u0932 \u0936\u092c\u094d\u0926\u094b\u0902 \u092e\u0947\u0902 \u0938\u092e\u091d\u0947\u0902 \u0924\u094b \u092f\u0939 \u0939\u092e\u093e\u0930\u0947 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0928\u0915\u0926 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u0939\u0940 \u0921\u093f\u091c\u093f\u091f\u0932 \u0930\u0942\u092a \u0939\u0948, \u091c\u0948\u0938\u0947 \u20b9100 \u092f\u093e \u20b9500 \u0915\u093e \u0928\u094b\u091f \u0939\u094b\u0924\u093e \u0939\u0948, \u0935\u0948\u0938\u0947 \u0939\u0940 \u0921\u093f\u091c\u093f\u091f\u0932 \u0930\u0941\u092a\u092f\u093e \u092e\u094b\u092c\u093e\u0907\u0932 \u092f\u093e \u0921\u093f\u091c\u093f\u091f\u0932 \u0935\u0949\u0932\u0947\u091f \u092e\u0947\u0902 \u0930\u0916\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u0940 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0940 \u0916\u093e\u0938\u093f\u092f\u0924 \u092f\u0939 \u0939\u0948 \u0915\u093f \u092f\u0939 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0930\u0915\u093e\u0930\u0940 \u092e\u093e\u0928\u094d\u092f\u0924\u093e \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u0948 \u0914\u0930 \u0907\u0938\u0915\u0940 \u0935\u0948\u0932\u094d\u092f\u0942 \u0939\u092e\u0947\u0936\u093e \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u0941\u092a\u092f\u0947 \u0915\u0947 \u092c\u0930\u093e\u092c\u0930 \u0939\u0940 \u0930\u0939\u0924\u0940 \u0939\u0948, \u0907\u0938\u0932\u093f\u090f \u0907\u0938\u092e\u0947\u0902 \u0915\u093f\u0938\u0940 \u0924\u0930\u0939 \u0915\u093e \u0909\u0924\u093e\u0930-\u091a\u0922\u093c\u093e\u0935 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e\u0964<\/p>\n

\u0905\u092c \u0905\u0917\u0930 \u0907\u0938\u0947 UPI \u0938\u0947 \u0924\u0941\u0932\u0928\u093e \u0915\u0930\u0947\u0902, \u0924\u094b \u0926\u094b\u0928\u094b\u0902 \u092e\u0947\u0902 \u0915\u093e\u092b\u0940 \u092b\u0930\u094d\u0915 \u0939\u0948\u0964 UPI \u0916\u0941\u0926 \u0915\u094b\u0908 \u092a\u0948\u0938\u093e \u0928\u0939\u0940\u0902 \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u092f\u0939 \u090f\u0915 \u092a\u0947\u092e\u0947\u0902\u091f \u0938\u093f\u0938\u094d\u091f\u092e \u0939\u0948, \u091c\u093f\u0938\u0915\u0947 \u091c\u0930\u093f\u090f \u0939\u092e \u0905\u092a\u0928\u0947 \u092c\u0948\u0902\u0915 \u0905\u0915\u093e\u0909\u0902\u091f \u0938\u0947 \u092a\u0948\u0938\u0947 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u093e\u0928\u0940 UPI \u0938\u093f\u0930\u094d\u092b \u090f\u0915 \u092e\u093e\u0927\u094d\u092f\u092e \u0939\u0948, \u091c\u092c\u0915\u093f \u0921\u093f\u091c\u093f\u091f\u0932 \u0930\u0941\u092a\u092f\u093e \u0916\u0941\u0926 \u092a\u0948\u0938\u093e \u0939\u0948 \u091c\u094b \u0938\u0940\u0927\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u0935\u0949\u0932\u0947\u091f \u092e\u0947\u0902 \u0930\u0916\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 UPI \u0915\u093e \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092c\u0948\u0902\u0915 \u0905\u0915\u093e\u0909\u0902\u091f \u0914\u0930 \u0907\u0902\u091f\u0930\u0928\u0947\u091f \u091c\u0930\u0942\u0930\u0940 \u0939\u094b\u0924\u093e \u0939\u0948, \u091c\u092c\u0915\u093f \u0921\u093f\u091c\u093f\u091f\u0932 \u0930\u0941\u092a\u092f\u0947 \u092e\u0947\u0902 \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u092c\u093f\u0928\u093e \u0907\u0902\u091f\u0930\u0928\u0947\u091f \u0915\u0947 \u092d\u0940 \u0932\u0947\u0928-\u0926\u0947\u0928 \u0938\u0902\u092d\u0935 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948 \u0914\u0930 \u0907\u0938\u092e\u0947\u0902 \u092c\u0948\u0902\u0915 \u0915\u0940 \u092d\u0942\u092e\u093f\u0915\u093e \u0915\u092e \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<\/p>\n

\"\"
UPI<\/figcaption><\/figure>\n

\u0935\u0939\u0940\u0902 \u0905\u0917\u0930 \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b\u0915\u0930\u0947\u0902\u0938\u0940 \u0915\u0940 \u092c\u093e\u0924 \u0915\u0930\u0947\u0902, \u091c\u0948\u0938\u0947 \u092c\u093f\u091f\u0915\u0949\u0907\u0928 \u092f\u093e \u090f\u0925\u0947\u0930\u093f\u092f\u092e, \u0924\u094b \u0921\u093f\u091c\u093f\u091f\u0932 \u0930\u0941\u092a\u092f\u093e \u0909\u0928\u0938\u0947 \u092d\u0940 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0905\u0932\u0917 \u0939\u0948\u0964 \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b\u0915\u0930\u0947\u0902\u0938\u0940 \u092a\u0930 \u0915\u093f\u0938\u0940 \u0938\u0930\u0915\u093e\u0930 \u092f\u093e \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u092c\u0948\u0902\u0915 \u0915\u093e \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e \u0914\u0930 \u0907\u0938\u0915\u0940 \u0915\u0940\u092e\u0924 \u092c\u0939\u0941\u0924 \u0924\u0947\u091c\u0940 \u0938\u0947 \u090a\u092a\u0930-\u0928\u0940\u091a\u0947 \u0939\u094b\u0924\u0940 \u0930\u0939\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0907\u0938\u092e\u0947\u0902 \u091c\u094b\u0916\u093f\u092e \u091c\u094d\u092f\u093e\u0926\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0935\u093f\u092a\u0930\u0940\u0924, \u0921\u093f\u091c\u093f\u091f\u0932 \u0930\u0941\u092a\u092f\u093e RBI \u0915\u0947 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 \u092e\u0947\u0902 \u0939\u094b\u0924\u093e \u0939\u0948, \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0914\u0930 \u0938\u094d\u0925\u093f\u0930 \u0939\u094b\u0924\u093e \u0939\u0948, \u0914\u0930 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0915\u093e\u0928\u0942\u0928\u0940 \u0930\u0942\u092a \u0938\u0947 \u092e\u093e\u0928\u094d\u092f \u0939\u0948\u0964 \u0907\u0938\u0932\u093f\u090f \u092f\u0939 \u0906\u092e \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u091c\u094d\u092f\u093e\u0926\u093e \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926 \u0935\u093f\u0915\u0932\u094d\u092a \u092e\u093e\u0928\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n

\u0915\u0941\u0932 \u092e\u093f\u0932\u093e\u0915\u0930, \u0921\u093f\u091c\u093f\u091f\u0932 \u0930\u0941\u092a\u092f\u093e \u092d\u093e\u0930\u0924 \u0915\u0940 \u0921\u093f\u091c\u093f\u091f\u0932 \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u0940 \u0926\u093f\u0936\u093e \u092e\u0947\u0902 \u090f\u0915 \u092c\u0921\u093c\u093e \u0915\u0926\u092e \u0939\u0948, \u091c\u094b \u0932\u0947\u0928-\u0926\u0947\u0928 \u0915\u094b \u0914\u0930 \u0906\u0938\u093e\u0928, \u0924\u0947\u091c \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u092c\u0928\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0928 \u0915\u0947\u0935\u0932 \u0915\u0948\u0936 \u0915\u093e \u0921\u093f\u091c\u093f\u091f\u0932 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u0906\u0928\u0947 \u0935\u093e\u0932\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u092f\u0939 \u0939\u092e\u093e\u0930\u0947 \u0930\u094b\u091c\u092e\u0930\u094d\u0930\u093e \u0915\u0947 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0947 \u0924\u0930\u0940\u0915\u0947 \u0915\u094b \u092d\u0940 \u092c\u0926\u0932 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>","protected":false},"excerpt":{"rendered":"

\u0921\u093f\u091c\u093f\u091f\u0932 \u0930\u0941\u092a\u092f\u093e (Digital Rupee) \u092d\u093e\u0930\u0924 \u0938\u0930\u0915\u093e\u0930 \u0914\u0930 \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (RBI) \u0926\u094d\u0935\u093e\u0930\u093e \u091c\u093e\u0930\u0940 \u0915\u0940 \u0917\u0908 \u090f\u0915 \u0921\u093f\u091c\u093f\u091f\u0932 \u0915\u0930\u0947\u0902\u0938\u0940<\/p>","protected":false},"author":1,"featured_media":107,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[22,16,21,15,20,23,19,17,18,14],"class_list":["post-105","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-cashless-india","tag-cbdc--","tag-digital-currency-india","tag-digital-rupee-india","tag-e--","tag-fintech-india","tag-rbi-digital-currency","tag-upi-vs-digital-rupee","tag--vs--","tag-14"],"yoast_head":"\n\u0921\u093f\u091c\u093f\u091f\u0932 \u0930\u0941\u092a\u092f\u093e \u0915\u094d\u092f\u093e \u0939\u0948 \u0914\u0930 \u092f\u0947 \u092f\u0942\u092a\u0940\u0906\u0908 \u0914\u0930 \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u0938\u0947 \u0915\u0948\u0938\u0947 \u0905\u0932\u0917 \u0939\u0948? - Bharatnama<\/title>\n<meta name=\"description\" content=\"\u0921\u093f\u091c\u093f\u091f\u0932 \u0930\u0941\u092a\u092f\u093e \u0915\u094d\u092f\u093e \u0939\u0948 \u0914\u0930 \u092f\u0939 UPI \u0935 \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b\u0915\u0930\u0947\u0902\u0938\u0940 \u0938\u0947 \u0915\u0948\u0938\u0947 \u0905\u0932\u0917 \u0939\u0948, \u0907\u0938\u0947 \u0906\u0938\u093e\u0928 \u0939\u093f\u0902\u0926\u0940 \u092e\u0947\u0902 \u0938\u092e\u091d\u0947\u0902\u0964 \u091c\u093e\u0928\u093f\u090f \u0907\u0938\u0915\u0947 \u092b\u093e\u092f\u0926\u0947, \u0915\u093e\u092e \u0915\u0930\u0928\u0947 \u0915\u093e \u0924\u0930\u0940\u0915\u093e \u0914\u0930 \u092d\u0935\u093f\u0937\u094d\u092f\u0964\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bharatnamanews.com\/en\/digital-rupaya-kya-hai-upi-crypto-se-kaise-alag-hai\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u0921\u093f\u091c\u093f\u091f\u0932 \u0930\u0941\u092a\u092f\u093e \u0915\u094d\u092f\u093e \u0939\u0948 \u0914\u0930 \u092f\u0947 \u092f\u0942\u092a\u0940\u0906\u0908 \u0914\u0930 \u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u0938\u0947 \u0915\u0948\u0938\u0947 \u0905\u0932\u0917 \u0939\u0948? 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