{"id":157,"date":"2026-04-12T18:46:05","date_gmt":"2026-04-12T18:46:05","guid":{"rendered":"https:\/\/bharatnamanews.com\/?p=157"},"modified":"2026-04-12T18:47:57","modified_gmt":"2026-04-12T18:47:57","slug":"atal-pension-yojana-2031-tak-badhi","status":"publish","type":"post","link":"https:\/\/bharatnamanews.com\/en\/atal-pension-yojana-2031-tak-badhi\/","title":{"rendered":"\u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u0905\u091f\u0932 \u092a\u0947\u0902\u0936\u0928 \u092f\u094b\u091c\u0928\u093e \u0915\u094b 2031 \u0924\u0915 \u092c\u0922\u093c\u093e\u092f\u093e: \u0915\u094d\u092f\u094b\u0902 \u0939\u0948 \u092f\u0939 \u2018\u092a\u0948\u0938\u093e \u0935\u0938\u0942\u0932\u2019 \u0938\u094d\u0915\u0940\u092e?"},"content":{"rendered":"<p>\u0906\u092e \u0932\u094b\u0917\u094b\u0902 \u0915\u0940 \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u094b \u092e\u091c\u092c\u0942\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0938\u0947 \u0915\u0947\u0902\u0926\u094d\u0930 \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u0905\u091f\u0932 \u092a\u0947\u0902\u0936\u0928 \u092f\u094b\u091c\u0928\u093e (APY) \u0915\u094b \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 2030-31 \u0924\u0915 \u091c\u093e\u0930\u0940 \u0930\u0916\u0928\u0947 \u0915\u093e \u092b\u0948\u0938\u0932\u093e \u0915\u093f\u092f\u093e \u0939\u0948\u0964 \u0939\u093e\u0932 \u0939\u0940 \u092e\u0947\u0902 \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u0915\u0948\u092c\u093f\u0928\u0947\u091f \u0928\u0947 \u0907\u0938 \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0915\u094b \u092e\u0902\u091c\u093c\u0942\u0930\u0940 \u0926\u0940, \u091c\u093f\u0938\u0938\u0947 \u0915\u0930\u094b\u0921\u093c\u094b\u0902 \u0932\u094b\u0917\u094b\u0902 \u0915\u094b \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0938\u094d\u0925\u093f\u0930 \u0906\u092f \u0915\u093e \u092d\u0930\u094b\u0938\u093e \u092e\u093f\u0932\u0947\u0917\u093e\u0964<\/p>\n<p>\u092f\u0939 \u092f\u094b\u091c\u0928\u093e \u0916\u093e\u0938\u0924\u094c\u0930 \u092a\u0930 \u0905\u0938\u0902\u0917\u0920\u093f\u0924 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u0915\u093e\u092e \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0928\u093e\u0908 \u0917\u0908 \u0939\u0948, \u091c\u0939\u093e\u0902 \u0928\u093f\u092f\u092e\u093f\u0924 \u092a\u0947\u0902\u0936\u0928 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0940\u0964<\/p>\n<p><strong>\u0915\u094d\u092f\u093e \u0939\u0948 \u0905\u091f\u0932 \u092a\u0947\u0902\u0936\u0928 \u092f\u094b\u091c\u0928\u093e?<\/strong><br \/>\n\u0905\u091f\u0932 \u092a\u0947\u0902\u0936\u0928 \u092f\u094b\u091c\u0928\u093e \u090f\u0915 \u0938\u0930\u0915\u093e\u0930\u0940 \u092a\u0947\u0902\u0936\u0928 \u0938\u094d\u0915\u0940\u092e \u0939\u0948, \u091c\u093f\u0938\u092e\u0947\u0902 60 \u0938\u093e\u0932 \u0915\u0940 \u0909\u092e\u094d\u0930 \u0915\u0947 \u092c\u093e\u0926 \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u20b91,000 \u0938\u0947 \u20b95,000 \u0924\u0915 \u0915\u0940 \u0917\u093e\u0930\u0902\u091f\u0940\u0921 \u092a\u0947\u0902\u0936\u0928 \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964<\/p>\n<p>\u0907\u0938 \u0938\u094d\u0915\u0940\u092e \u0915\u0940 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0940 \u0916\u093e\u0938\u093f\u092f\u0924 \u0939\u0948\u2014\u0938\u0930\u0915\u093e\u0930 \u0915\u0940 \u0917\u093e\u0930\u0902\u091f\u0940, \u092f\u093e\u0928\u0940 \u0924\u092f \u092a\u0947\u0902\u0936\u0928 \u0930\u093e\u0936\u093f \u0939\u0930 \u0939\u093e\u0932 \u092e\u0947\u0902 \u0926\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<\/p>\n<p><strong>\u0915\u094d\u092f\u094b\u0902 \u092c\u0922\u093c\u093e\u0908 \u0917\u0908 \u092f\u094b\u091c\u0928\u093e \u0915\u0940 \u0905\u0935\u0927\u093f?<br \/>\n<\/strong>\u0938\u0930\u0915\u093e\u0930 \u0915\u0947 \u0907\u0938 \u092b\u0948\u0938\u0932\u0947 \u0915\u0947 \u092a\u0940\u091b\u0947 \u0915\u0908 \u0905\u0939\u092e \u0915\u093e\u0930\u0923 \u0939\u0948\u0902:<\/p>\n<ul>\n<li>\u0905\u0938\u0902\u0917\u0920\u093f\u0924 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u0915\u0947 \u0932\u094b\u0917\u094b\u0902 \u0915\u094b \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0926\u0947\u0928\u093e<\/li>\n<li>\u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0915\u0947 \u092c\u093e\u0926 \u0938\u094d\u0925\u093f\u0930 \u0906\u092f \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e<\/li>\n<li>\u0932\u094b\u0917\u094b\u0902 \u0915\u094b \u091b\u094b\u091f\u0940 \u092c\u091a\u0924 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u0947\u0930\u093f\u0924 \u0915\u0930\u0928\u093e<\/li>\n<li>\u092c\u0922\u093c\u0924\u0940 \u092e\u0939\u0902\u0917\u093e\u0908 \u0915\u0947 \u092c\u0940\u091a \u092a\u0947\u0902\u0936\u0928 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u094b \u092e\u091c\u092c\u0942\u0924 \u0915\u0930\u0928\u093e<\/li>\n<\/ul>\n<p>\u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e\u094b\u0902 \u0915\u093e \u092e\u093e\u0928\u0928\u093e \u0939\u0948 \u0915\u093f \u092f\u0939 \u0915\u0926\u092e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 (Financial Inclusion) \u0915\u094b \u0914\u0930 \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0917\u093e\u0964<\/p>\n<p><strong>\u0915\u094c\u0928 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948 \u0928\u093f\u0935\u0947\u0936?<\/strong><\/p>\n<p>\u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f:<\/p>\n<ul>\n<li>\u0906\u092f\u0941 \u0938\u0940\u092e\u093e: 18 \u0938\u0947 40 \u0935\u0930\u094d\u0937<\/li>\n<li>\u092d\u093e\u0930\u0924\u0940\u092f \u0928\u093e\u0917\u0930\u093f\u0915 \u0939\u094b\u0928\u093e \u091c\u0930\u0942\u0930\u0940<\/li>\n<li>\u092c\u0948\u0902\u0915 \u092f\u093e \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092e\u0947\u0902 \u092c\u091a\u0924 \u0916\u093e\u0924\u093e \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f<\/li>\n<\/ul>\n<p>\u091c\u093f\u0924\u0928\u0940 \u091c\u0932\u094d\u0926\u0940 \u0906\u092a \u0907\u0938\u092e\u0947\u0902 \u091c\u0941\u0921\u093c\u0924\u0947 \u0939\u0948\u0902, \u0909\u0924\u0928\u093e \u0915\u092e \u092e\u093e\u0938\u093f\u0915 \u092f\u094b\u0917\u0926\u093e\u0928 \u0926\u0947\u0928\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948\u0964<\/p>\n<figure id=\"attachment_159\" aria-describedby=\"caption-attachment-159\" style=\"width: 1280px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-159 size-full\" src=\"https:\/\/bharatnamanews.com\/wp-content\/uploads\/2026\/04\/\u0905\u091f\u0932-\u092a\u0947\u0902\u0936\u0928-\u092f\u094b\u091c\u0928\u093e.jpg\" alt=\"\" width=\"1280\" height=\"720\" srcset=\"https:\/\/bharatnamanews.com\/wp-content\/uploads\/2026\/04\/\u0905\u091f\u0932-\u092a\u0947\u0902\u0936\u0928-\u092f\u094b\u091c\u0928\u093e.jpg 1280w, https:\/\/bharatnamanews.com\/wp-content\/uploads\/2026\/04\/\u0905\u091f\u0932-\u092a\u0947\u0902\u0936\u0928-\u092f\u094b\u091c\u0928\u093e-300x169.jpg 300w, https:\/\/bharatnamanews.com\/wp-content\/uploads\/2026\/04\/\u0905\u091f\u0932-\u092a\u0947\u0902\u0936\u0928-\u092f\u094b\u091c\u0928\u093e-1024x576.jpg 1024w, https:\/\/bharatnamanews.com\/wp-content\/uploads\/2026\/04\/\u0905\u091f\u0932-\u092a\u0947\u0902\u0936\u0928-\u092f\u094b\u091c\u0928\u093e-768x432.jpg 768w, https:\/\/bharatnamanews.com\/wp-content\/uploads\/2026\/04\/\u0905\u091f\u0932-\u092a\u0947\u0902\u0936\u0928-\u092f\u094b\u091c\u0928\u093e-18x10.jpg 18w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><figcaption id=\"caption-attachment-159\" class=\"wp-caption-text\">\u0905\u091f\u0932 \u092a\u0947\u0902\u0936\u0928 \u092f\u094b\u091c\u0928\u093e<\/figcaption><\/figure>\n<p><strong>\u0915\u093f\u0924\u0928\u093e \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e \u0928\u093f\u0935\u0947\u0936?<br \/>\n<\/strong>\u0906\u092a\u0915\u0940 \u0909\u092e\u094d\u0930 \u0914\u0930 \u091a\u0941\u0928\u0940 \u0917\u0908 \u092a\u0947\u0902\u0936\u0928 \u0930\u093e\u0936\u093f \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u092e\u093e\u0938\u093f\u0915 \u092f\u094b\u0917\u0926\u093e\u0928 \u0924\u092f \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f:<\/p>\n<ul>\n<li>18 \u0938\u093e\u0932 \u0915\u0940 \u0909\u092e\u094d\u0930 \u092e\u0947\u0902 \u091c\u0941\u0921\u093c\u0928\u0947 \u092a\u0930 \u20b95,000 \u092a\u0947\u0902\u0936\u0928 \u0915\u0947 \u0932\u093f\u090f \u0932\u0917\u092d\u0917 \u20b9210 \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939<\/li>\n<li>30 \u0938\u093e\u0932 \u0915\u0940 \u0909\u092e\u094d\u0930 \u092e\u0947\u0902 \u092f\u0939\u0940 \u092a\u0947\u0902\u0936\u0928 \u092a\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0932\u0917\u092d\u0917 \u20b9577 \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939<\/li>\n<\/ul>\n<p>(\u092f\u0939 \u0930\u093e\u0936\u093f \u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u0939\u0948 \u0914\u0930 \u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915 \u091a\u093e\u0930\u094d\u091f \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u092c\u0926\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948)<\/p>\n<p><strong>\u0938\u094d\u0915\u0940\u092e \u0915\u094d\u092f\u094b\u0902 \u0939\u0948 \u2018\u092a\u0948\u0938\u093e \u0935\u0938\u0942\u0932\u2019?<br \/>\n<\/strong>\u0905\u091f\u0932 \u092a\u0947\u0902\u0936\u0928 \u092f\u094b\u091c\u0928\u093e \u0915\u094b \u2018\u092a\u0948\u0938\u093e \u0935\u0938\u0942\u0932\u2019 \u0915\u0939\u0928\u0947 \u0915\u0947 \u092a\u0940\u091b\u0947 \u0915\u0908 \u0935\u091c\u0939\u0947\u0902 \u0939\u0948\u0902:<\/p>\n<ul>\n<li>\u0917\u093e\u0930\u0902\u091f\u0940\u0921 \u0930\u093f\u091f\u0930\u094d\u0928: \u092c\u093e\u091c\u093e\u0930 \u091c\u094b\u0916\u093f\u092e \u0915\u093e \u0905\u0938\u0930 \u0928\u0939\u0940\u0902<\/li>\n<li>\u0915\u092e \u0928\u093f\u0935\u0947\u0936 \u092e\u0947\u0902 \u092a\u0947\u0902\u0936\u0928: \u091b\u094b\u091f\u0947-\u091b\u094b\u091f\u0947 \u092f\u094b\u0917\u0926\u093e\u0928 \u0938\u0947 \u092c\u0921\u093c\u093e \u092b\u093e\u092f\u0926\u093e<\/li>\n<li>\u0911\u091f\u094b-\u0921\u0947\u092c\u093f\u091f \u0938\u0941\u0935\u093f\u0927\u093e: \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u0938\u0947 \u0938\u094d\u0935\u0924\u0903 \u0915\u091f\u094c\u0924\u0940<\/li>\n<li>\u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u094b \u0932\u093e\u092d: \u0938\u0926\u0938\u094d\u092f \u0915\u0940 \u092e\u0943\u0924\u094d\u092f\u0941 \u0915\u0947 \u092c\u093e\u0926 \u092a\u0924\u094d\u0928\u0940\/\u092a\u0924\u093f \u0915\u094b \u092a\u0947\u0902\u0936\u0928<\/li>\n<\/ul>\n<p><strong>\u0915\u094d\u092f\u093e \u0939\u0948\u0902 \u0938\u0940\u092e\u093e\u090f\u0902?<\/strong><br \/>\n\u0939\u093e\u0932\u093e\u0902\u0915\u093f \u0938\u094d\u0915\u0940\u092e \u092b\u093e\u092f\u0926\u0947\u092e\u0902\u0926 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0915\u0941\u091b \u0938\u0940\u092e\u093e\u090f\u0902 \u092d\u0940 \u0939\u0948\u0902:<\/p>\n<ul>\n<li>\u092a\u0947\u0902\u0936\u0928 \u0930\u093e\u0936\u093f \u0938\u0940\u092e\u093f\u0924 (\u20b95,000 \u0924\u0915)<\/li>\n<li>\u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0924\u0915 \u0928\u093f\u0935\u0947\u0936 \u091c\u0930\u0942\u0930\u0940<\/li>\n<li>\u092c\u0940\u091a \u092e\u0947\u0902 \u0928\u093f\u0915\u093e\u0932\u0928\u093e \u0906\u0938\u093e\u0928 \u0928\u0939\u0940\u0902<\/li>\n<\/ul>\n<p><strong>\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<br \/>\n<\/strong>\u0905\u091f\u0932 \u092a\u0947\u0902\u0936\u0928 \u092f\u094b\u091c\u0928\u093e \u0915\u093e 2031 \u0924\u0915 \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0938\u0930\u0915\u093e\u0930 \u0915\u0940 \u0909\u0938 \u0930\u0923\u0928\u0940\u0924\u093f \u0915\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u0939\u0948, \u091c\u093f\u0938\u092e\u0947\u0902 \u0939\u0930 \u0928\u093e\u0917\u0930\u093f\u0915 \u0915\u094b \u092c\u0941\u0922\u093c\u093e\u092a\u0947 \u092e\u0947\u0902 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0926\u0947\u0928\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964<\/p>\n<p>\u0905\u0917\u0930 \u0906\u092a \u0915\u092e \u091c\u094b\u0916\u093f\u092e \u092e\u0947\u0902 \u0917\u093e\u0930\u0902\u091f\u0940\u0921 \u092a\u0947\u0902\u0936\u0928 \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092f\u0939 \u0938\u094d\u0915\u0940\u092e \u090f\u0915 \u092e\u091c\u092c\u0942\u0924 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u2014\u0916\u093e\u0938\u0915\u0930 \u0909\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u091c\u094b \u0928\u093f\u092f\u092e\u093f\u0924 \u092a\u0947\u0902\u0936\u0928 \u0938\u093f\u0938\u094d\u091f\u092e \u0938\u0947 \u092c\u093e\u0939\u0930 \u0939\u0948\u0902\u0964<\/p>\n<p>\u091b\u094b\u091f\u0940 \u092c\u091a\u0924, \u092c\u0921\u093c\u093e \u0938\u0939\u093e\u0930\u093e \u2014 \u092f\u0939\u0940 \u0939\u0948 \u0907\u0938 \u092f\u094b\u091c\u0928\u093e \u0915\u0940 \u0905\u0938\u0932\u0940 \u0924\u093e\u0915\u0924\u0964<\/p>","protected":false},"excerpt":{"rendered":"<p>\u0906\u092e \u0932\u094b\u0917\u094b\u0902 \u0915\u0940 \u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u094b \u092e\u091c\u092c\u0942\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0938\u0947 \u0915\u0947\u0902\u0926\u094d\u0930 \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u0905\u091f\u0932 \u092a\u0947\u0902\u0936\u0928 \u092f\u094b\u091c\u0928\u093e (APY)<\/p>","protected":false},"author":1,"featured_media":158,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11,2],"tags":[88,97,98,89,94,92,99,90,95,93,96,91],"class_list":["post-157","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","category-bharat","tag-88","tag-97","tag-98","tag---2031","tag-94","tag-92","tag-99","tag-90","tag-95","tag-93","tag-96","tag-91"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u0905\u091f\u0932 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